| Varshets | Community | Investment |
Varshets Co-living
A Community-Driven Investment
Secure your place in a thriving community that blends private ownership with shared purpose—where your investment in a personal sanctuary amid ancient trees and healing waters creates both financial returns and meaningful connections. Join us in creating an eco-conscious habitat where wellness, nature, and conscious living harmonise with smart investment potential.
Community Blueprint
Vision Unfolding
Cohousing for the Founding members
Your Private Sanctuary
Imagine waking up to birdsong filtering through ancient trees, stepping onto your private terrace with a cup of tea, and breathing in the mountain air of Varshets. This isn’t just a dream; it’s your investment opportunity.
Secure your own 100+ m² house nestled in our garden setting. With 3 bedrooms and 2 bathrooms, this space becomes entirely yours to use, share, rent, or refinance according to your lifestyle needs. Construction begins at just €660 per m², offering exceptional value in today’s market. This price includes high-quality cabinetry for the kitchen and fully equipped, furnished bathrooms, ensuring your home is move-in ready upon completion.
This is our primary offer, designed for families, couples, or anyone seeking generous living space. However, if you prefer a simpler lifestyle, compact tiny house options can be discussed to suit your individual needs.
Your private home investment includes:
- 500 deposit for land clearing and preparation
- €4,500 for your private plot ownership (the land your house sits on)
- Total estimate for your completed 100m² house: €66,000
- Upgrade options include an elegant double-glazed veranda room, energy-saving solar roof panels, and a wood heater for just an extra €100 per m²
Disclaimer: Images shown are for illustration purposes only and may not represent the exact final product or property.
Community-Aligned Ownership:
While you own your property outright, we balance individual freedom with our shared values. When renting or selling your property, you’ll engage with our community-aligned process, ensuring new residents resonate with our collective vision. You’ll gain privileged access to our network of co-living communities and digital nomads, creating a harmonious ecosystem that benefits all members.
Should you decide to sell, the community will have the opportunity to purchase your property at a fair, mutually agreed price before it’s offered to our extended network. This ensures the integrity of our community while providing you with a guaranteed market for your investment.
Disclaimer: These are authentic drone photographs of the estate land taken in 2024. Final development may differ from current landscape.
The estate Cooperative (Taking Root)
Co-Ownership of Communal Land
As a property owner, you automatically become a member of the Varshets Co-Housing Cooperative. This model ensures you benefit directly from our community’s growth while having a voice in its direction.
The cooperative manages 5 acres of shared land where we’ll develop our communal amenities—the gardens, pathways, wellness areas, co-working spaces, and gathering places that make this more than just property ownership.
Your co-ownership investment in the communal land is €18,700, included directly in your total home purchase price.
Your Complete Investment: For a 100m² private house plus co-ownership of 5 acres of communal land, your total investment is approximately €85,000 (€66,000 for private home + €18,700 for land co-ownership + €500 deposit).
Important: Participation in shared resources like thermal water facilities, the spa center, and event spaces is entirely optional. You choose your level of involvement while still enjoying our unique community environment. However, please note that the costs associated with construction and the monthly upkeep contribution for these shared resources are still being defined. As part of our Harmonising Ownership approach, decisions regarding participation and contribution can be made at a later stage, once more clarity is available
The Investment Potential
For a standard house investment after our 2-year establishment period:
| Return Channel | Annual Value |
|---|---|
| Rental Income | €3400 – €9000 (109 nights – 183 nights, after tax) |
| Capital Appreciation | €9000 – €11,000 (8-12% annual growth) |
| Total Financial Return | €12,400 – €20,480 (14.5% – 24.1%) |
| Annual insurance & taxes | Costs €60 monthly |
| Maintenance & Utilities | Costs €240 monthly |
The Varshets Difference
Healing by Nature – Direct access to ancient thermal mineral springs with proven therapeutic benefits
Living in Harmony – Spacious, modern villas designed to evolve with your lifestyle, nestled in a protected land of century-old trees
Wellness at the Core – A holistic spa with thermal pools, a salt room, sauna, and dedicated spaces for yoga and mindfulness
Designed for Connection – Inspiring spaces for gatherings, workshops, and meaningful exchanges
Seasonal Synergy – Opportunities for conscious engagement through seasonal eco-accommodation
Entrepreneurial Playground – From nature-based sports and adventure activities to wellness ventures at the spa and event-driven initiatives on our community stage
Bulgaria: Europe's Conscious Living Frontier
Connected to Europe – EU member with full Schengen access for seamless travel
Smart Taxation – Flat 10% income tax fostering entrepreneurial freedom
Remote Work Ready – Ideal for digital nomads and location-independent professionals, with fast Internet and mobile sevice
Climate Safe – A mountain setting offering natural protection and year-round beauty
Affordable Abundance – One of Europe’s most cost-accessible yet richly rewarding destinations
Rooted in Wisdom – A local cultural legacy of wellness, food production, preservation and harmonious living
Investment Notice: The financial projections presented represent our research-based estimates founded on current market analysis and comparable co-living ventures. These figures are provided for informational purposes only and should not be interpreted as guaranteed returns. All investments carry inherent risk, and we encourage you to conduct your own due diligence and consult with financial advisors. Our commitment is to transparency, community well-being, and sustainable growth rather than maximizing short-term returns.
The Land Plot Location
The site is nestled in a desirable area of Varshets town, offering the perfect balance of accessibility and tranquility. With convenient access to the main street and the picturesque river, you’ll enjoy both connection and serenity. While situated away from the hustle of densely populated areas, you’ll find nearby spa hotels, rehabilitation medical center, and essential amenities just a short distance away. The property’s location is particularly special for nature enthusiasts, as it connects to a path leading to stunning mountain walks, allowing you to step from your doorway directly into Bulgaria’s breathtaking natural landscape.
Our Project Development Journey
Stage One: Land Revival
We begin by clearing overgrowth, revitalising ancient trees through expert tree surgery, securing the perimeter, and preparing foundations for our 20 Unity house installations—the core of our community.
Stage Two: Home Creation
This phase focuses on installing house units, establishing foundations, connecting utilities (water and electricity), and completing the initial residential structures for the villas.
Disclaimer: These are Google Earth photographs of the estate land taken in 2024. Final development may differ from current landscape.
Disclaimer: These are authentic drone photographs of the estate land taken in 2024. Final development may differ from current landscape.
Our Project Development Journey
Stage Three: Community Gardens
Together, we’ll transform our co-op land into an earth’s table of herb and vegetable gardens, communal areas, outdoor dining facilities, treehouses, and sanctuary spaces.
Stage Four: Wellness Integration
Development begins on our wellness spa center—the heart of our community’s healing mission—and the outdoor stage for gatherings, performances, and celebrations under the stars.
Stage Five: Community Expansion
Our founding community will welcome the second wave of members as we restore the early 20th-century hotel building into a coliving space featuring 30 privately owned studios alongside communal areas, coworking space, community lounge, kitchen, and bar.
The Property
Our vision encompasses two connected plots that together form a sanctuary spanning 11,878 square meters. The first phase focuses on the setting where the founder’s private homes will be built. The second phase will integrate the adjacent property featuring an early 20th-century building.
The historic building, constructed in the 1920s, is a charming three-story hotel with solid brick walls designed to withstand mountain climates. This renovation project will only commence once our second wave of community members have joined, allowing us to restore this gem of the spa resort to its former glory. The building sits on a 400 sq.m footprint with three floors plus a high basement, offering 1,600 sq.m of total space that will be transformed into our expanded community facilities.
By uniting these two plots, we create a comprehensive community space that honors both the natural environment and the cultural heritage of Varshets.
Disclaimer: These are authentic drone photographs of the estate land taken in 2024. Final development may differ from current landscape.
Financing Your Co-Housing Investment
Your investment is structured as two separate contracts—one for your private house and land, one for cooperative land membership—making standard mortgages easier to obtain.
Financing in Bulgaria: Bulgarian banks offer comprehensive mortgage loans with competitive rates of 2.3-3.5% and up to 85% LTV, with the same terms available to EU citizens as Bulgarian residents. We will recommend the most receptive banks in Bulgaria and provide project documentation and information to support your individual application process.
International financing: Members from Canada, the UK, or Europe may explore specialised cooperative housing lenders such as Luminus Financial (Canada), Ecology Building Society (UK), or Triodos Bank (Europe). You handle your application individually, and we provide project documentation and information to assist your process.
Ready to Explore This Opportunity?
This overview highlights the main aspects of our project, but we understand each potential community member has unique needs and questions. To truly understand if Varshets Co-living aligns with your vision:
- Contact our co-founder directly to discuss your specific situation
- Join one of our site visits to experience the land and its potential
- Meet other founding members and share your ideas for our community’s future